INSIGHTFUL RESOURCES FOR THE INFORMED INVESTOR
Exciting News!

Exciting News!

Office News & Announcements
Joan F. Bowers has been named Best-in-State Top Women Wealth Advisor by Forbes! See the full 2024 rankings here: https://www.forbes.com/lists/best-in-state-women-advisors/?sh=2262cc761d11...
Read More
Retirement doesn’t have to mean leaving your career behind

Retirement doesn’t have to mean leaving your career behind

Retirement & Longevity
More and more Americans are incorporating work into their retirement years. The traditional image of retirement as a time of...
Read More
Protecting your business from the loss of a key contributor

Protecting your business from the loss of a key contributor

Business Ownership
Key person insurance can protect against losing a vital employee. Like many businesses, yours may also rely on someone for...
Read More
4 priceless money lessons for kids

4 priceless money lessons for kids

Family & Life Events
Financial tradeoffs, interest rates and the importance of having an emergency fund: Our current economic circumstances are full of teachable...
Read More
Saving for K-12 education with a 529 plan

Saving for K-12 education with a 529 plan

Family & Life Events
Learn about using 529 plans for more than just college savings. 529 plans were originally established to help families pay...
Read More
Tips for creating an inheritance that lasts generations

Tips for creating an inheritance that lasts generations

Estate & Giving
Preparing your heirs for sudden wealth can help prevent unwise spending. If you have wealth to transfer, you may worry about...
Read More
Pay off debt with a plan in mind

Pay off debt with a plan in mind

Family & Life Events
If you’ve accumulated more credit card debt than you can pay off in a few months, how can you quickly...
Read More
When markets are down, what should you do about RMDs?

When markets are down, what should you do about RMDs?

Retirement & Longevity
Keep these strategies and considerations in mind. To ensure that tax liabilities aren’t deferred indefinitely, investors are obligated by the...
Read More
Charitably minded investors can satisfy RMDs with QCDs

Charitably minded investors can satisfy RMDs with QCDs

Estate & Giving
ESTATE & GIVING   Qualified charitable distributions allow your required IRA distributions to benefit a worthy cause – while you...
Read More
Are you and your partner on the same retirement page?

Are you and your partner on the same retirement page?

Retirement & Longevity
Many couples don’t agree on when, where or how they’re going to spend their golden years. When Fidelity Investments asked...
Read More
Your year-end tax planning checklist

Your year-end tax planning checklist

Tax Planning
Kickstart your tax season planning with this list of important deadlines, relevant documents and strategy considerations. With the end of...
Read More
Soles of Love

Soles of Love

Markets & Investing
Read More
Bright days, and bright ideas to keep your finances on track

Bright days, and bright ideas to keep your finances on track

Family & Life Events
It’s summertime! Thoughts of warm sun on your face may be top of mind – but a financial check-in might...
Read More
Why the “no debt” approach isn’t optimal for every investor

Why the “no debt” approach isn’t optimal for every investor

Markets & Investing
Your portfolio can be the key to managing cash and maintaining flexibility. Today’s financial gurus seem to share a golden...
Read More
3 things to remember in manic markets

3 things to remember in manic markets

Markets & Investing
The fall from bull to bear market has been fast and frustrating but here are three dynamics to watch, says...
Read More
An empty nest could mean a fuller wallet

An empty nest could mean a fuller wallet

Family & Life Events
FAMILY & LIFESTYLE When children leave home, you may have extra resources to invest in yourself. “Pomp and Circumstance” plays....
Read More
Should your estate plan address addiction?

Should your estate plan address addiction?

Estate & Giving
Determining how to address substance abuse and addiction among your beneficiaries can be a sensitive and difficult decision. Planning to...
Read More
3 things to remember in manic markets

3 things to remember in manic markets

Markets & Investing
The fall from bull to bear market has been fast and frustrating but here are three dynamics to watch, says...
Read More
Should your estate plan address addiction?

Should your estate plan address addiction?

Estate & Giving
Determining how to address substance abuse and addiction among your beneficiaries can be a sensitive and difficult decision. Planning to...
Read More
New Year Newsletter 2022

New Year Newsletter 2022

Markets & Investing
Read More
October 2021 Newsletter

October 2021 Newsletter

Office News & Announcements
Read More
Get to Know Special Needs Trusts

Get to Know Special Needs Trusts

Family & Life Events
  Estate and Giving Trust assets can be used for a variety of helpful and enriching benefits, all while not...
Read More
Trading vs. Investing… Growing vs. Protecting

Trading vs. Investing… Growing vs. Protecting

Markets & Investing
Markets and Investing October 12, 2021 Doug Drabik discusses fixed income market conditions and offers insight for bond investors. Trading...
Read More
July 2021 Newsletter

July 2021 Newsletter

Office News & Announcements
Read More
HCC Alumni Virtual Event: Making a Financial Plan

HCC Alumni Virtual Event: Making a Financial Plan

Office News & Announcements
Joan Bowers had the opportunity to sit down and share different aspects of Financial Planning with HCC Alumni Association. Video:...
Read More
April 2021 Newsletter

April 2021 Newsletter

Markets & Investing
Read the April newsletter.
Read More
Women’s History Month

Women’s History Month

Family & Life Events
In honor of celebrating Women's History Month. Joan Bowers shares her story on how one woman impacted her life and...
Read More
January 2021 Newsletter

January 2021 Newsletter

Office News & Announcements
Read the January newsletter.
Read More

NAVIGATING YOUR FINANCIAL PATH

Along with challenges, the market also brings new opportunities – you just have to know where to look and when to
take action. Over the years, we’ve helped clients navigate through challenging times with purpose and confidence
toward their financial goals, and I’m here to help you, too. We can offer you an array of personalized financial services,
support and guidance that can help make a positive difference in the pursuit of your financial goals.