INSIGHTFUL RESOURCES FOR THE INFORMED INVESTOR
Healthy, Wealthy and Wise

Healthy, Wealthy and Wise

Business Ownership
Business Ownership The connection between financial wellness and health can have benefits for your employees and your business. The connection...
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Becoming a Digital Nomad

Becoming a Digital Nomad

Lifestyle & Technology
Lifestyle and Technology Two truths and a lie about life on the road. It’s common to consider downsizing as you...
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Are Your Important Documents Secure and Accessible?

Are Your Important Documents Secure and Accessible?

Family & Life Events
Family and Lifestyle Keep your financial life organized with a thoughtful combination of digital and physical storage solutions. Pop quiz:...
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How Different Types of Investment Income Are Taxed

How Different Types of Investment Income Are Taxed

Tax Planning
Tax Planning April 06, 2021 Learn how interest income, capital gains, dividends and retirement income are treated at filing time....
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Climbing for a cause with the American Lung Association

Estate & Giving
Learn how a group of Raymond James associates and advisors came together to build connections, healthier bodies and awareness around...
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Giving Charitably With QCDs

Giving Charitably With QCDs

Estate & Giving
Estate and Giving Your required IRA distributions can benefit a worthy cause – while you benefit from a reduced tax...
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Who Do You Want to Be in Retirement?

Retirement & Longevity
Retirement and Longevity Today’s retirees are crafting a variety of retirement styles. What’s yours? Although an estimated 10,000 Americans reach...
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Weekly Inspirational Quotes
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Post-Disaster Relief Resources

Post-Disaster Relief Resources

Family & Life Events
Family and Lifestyle In the wake of a natural disaster, online resources are available to help you seek federal assistance...
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Debunking Social Security Myths [INFOGRAPHIC]

Retirement & Longevity
Retirement and Longevity Shine some light on these common misconceptions to help get the most from your hard-earned benefits.
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July 2021 Newsletter

July 2021 Newsletter

Office News & Announcements
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Life-Changing Events Change Your Taxes, Too

Life-Changing Events Change Your Taxes, Too

Tax Planning
Tax Planning Review how six major life events can impact your federal return. Legislation and life – two things guaranteed...
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Gender Pay Gap Has Narrowed, but 18-Cent Shortfall Remains

Gender Pay Gap Has Narrowed, but 18-Cent Shortfall Remains

Lifestyle & Technology
Lifestyle and Technology February 08, 2021 Women have ground to cover to find pay equity. March 24, 2021. Let that...
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Weekly Inspirational Quotes
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Give Your Financial Privacy an Added Boost

Give Your Financial Privacy an Added Boost

Lifestyle & Technology
  Lifestyle and Technology Your trusted financial institutions should have solid privacy protocols in place. But you can take steps...
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Study Confirms Women Most Often Manage Their Households

Study Confirms Women Most Often Manage Their Households

Family & Life Events
  Family and Lifestyle January 29, 2021 Women are more likely than their partners to be managing their homes and...
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What Savvy Investors Know About Social Security

What Savvy Investors Know About Social Security

Retirement & Longevity
Retirement and Longevity Explore some of the ways that in-the-know retirees make the most of their benefits. In any financially...
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Which Education Expenses Are Considered Qualified?

Which Education Expenses Are Considered Qualified?

Family & Life Events
Family and Lifestyle Learn more about what the savings in a 529 plan can help pay for. 529 plans are valuable...
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Food and Beverage Companies Plant Seeds of Sustainability

Food and Beverage Companies Plant Seeds of Sustainability

Lifestyle & Technology
Lifestyle and Technology From farm to fork, the industry is innovating and streamlining to feed more while reducing greenhouse gas...
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Will Iran’s Presidential Election Drive Oil Prices Higher?

Will Iran’s Presidential Election Drive Oil Prices Higher?

Economy & Policy
Economy and Policy June 16, 2021 The likely victory of a hardliner candidate could postpone the return of Iranian crude...
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Support Your Long-Term Plan Throughout the Summer

Support Your Long-Term Plan Throughout the Summer

Retirement & Longevity
Retirement and Longevity Mark your calendar with important tax deadlines and market closures. Schedule some time to review your Social...
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Your Business Deserves an “Estate Plan”

Your Business Deserves an “Estate Plan”

Business Ownership
Drafting a succession plan now can help your business stand the test of time. As a business owner, you’ve invested...
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10 Tips for a Fulfilling Retirement

10 Tips for a Fulfilling Retirement

Retirement & Longevity
Finally said adieu to your 9-to-5? These suggestions can you craft a successful, satisfying retirement. According to the MIT AgeLab,...
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HCC Alumni Virtual Event: Making a Financial Plan

HCC Alumni Virtual Event: Making a Financial Plan

Office News & Announcements
Joan Bowers had the opportunity to sit down and share different aspects of Financial Planning with HCC Alumni Association. Video:...
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How Cyber Savvy Are You?

How Cyber Savvy Are You?

Lifestyle & Technology
Cyberattacks are America’s fastest-growing crime. Review these tips for keeping your personal information safe. Do you know the difference between...
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The Do’s and Don’ts of Managing Up

The Do’s and Don’ts of Managing Up

Family & Life Events
Working remotely can add an extra challenge to building effective relationships; conquer it with these tips. It may feel like...
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Passing Down a Passion to Your Loved Ones

Passing Down a Passion to Your Loved Ones

Retirement & Longevity
Thoughtfulness – and planning – will create a legacy that celebrates your life. Everyone’s legacy looks different. For some, it’s...
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Day One of the Rest of Your Life

Day One of the Rest of Your Life

Retirement & Longevity
Visualizing what you want in retirement before you get there may lead to greater fulfillment. Like all major life events,...
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Raymond James Cares Month 2020 | Giving back to the communities in which we live and work

Raymond James Cares Month 2020 | Giving back to the communities in which we live and work

Office News & Announcements
Together, we make a difference to build, strengthen and grow our communities – especially, when it’s needed most. Volunteerism is...
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Are You a Caregiver? The Answer May Surprise You [VIDEO]

Are You a Caregiver? The Answer May Surprise You [VIDEO]

Retirement & Longevity
Caregiving doesn’t always entail helping your loved one dress, bathe or eat – it can encompass anything you do to...
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Rate Changes Don’t Have to Derail Your Retirement Plans

Rate Changes Don’t Have to Derail Your Retirement Plans

Markets & Investing
  Careful planning and income diversification can help keep you on track. A pandemic-stricken economy and an aging population with...
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A sustainable morning spent with the Ol’ Salty Souls

A sustainable morning spent with the Ol’ Salty Souls

Office News & Announcements
Raymond James associate Samantha Johns and her daughter Aurelia fill buckets with waste at Gandy Beach. On a breezy, cloudless...
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Weekly Inspirational Quotes
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Mitigating Surtaxes Faced by High-Income Earners

Mitigating Surtaxes Faced by High-Income Earners

Tax Planning
Thoughtful, proactive planning can help high-earning taxpayers reduce their net investment income tax and additional Medicare tax bills. Every investor...
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Answering Four Common Questions About COVID-19 and 529 Plans

Answering Four Common Questions About COVID-19 and 529 Plans

Family & Life Events
Learn how virtual classes, gap years, K-12 expenses and refunds may impact your education savings. The COVID-19 outbreak has upended...
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Easy Ways to Add a Little More Joy to Your Day

Easy Ways to Add a Little More Joy to Your Day

Lifestyle & Technology
Add a small splash of happiness to your regular routine with these suggestions. Start your day on the right foot...
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April 2021 Newsletter

April 2021 Newsletter

Markets & Investing
Read the April newsletter.
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Answering Four Common Questions About COVID-19 and 529 Plans

Answering Four Common Questions About COVID-19 and 529 Plans

Family & Life Events
Learn how virtual classes, gap years, K-12 expenses and refunds may impact your education savings. The COVID-19 outbreak has upended...
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Blueprints for Your Financial Future

Blueprints for Your Financial Future

Markets & Investing
Investment policy statements can serve as a guide for you and your advisor. Entrepreneurs don’t start a business without a...
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How to Survive the Early, Emotional Days of Entrepreneurship

How to Survive the Early, Emotional Days of Entrepreneurship

Business Ownership
It can be challenging to cope with the emotional highs and lows of early business ownership. You’ve got an idea....
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Don’t Hold Your Breath for the Return of Double-Digit Rates

Don’t Hold Your Breath for the Return of Double-Digit Rates

Economy & Policy
What sustained low interest rates could mean for the economy and your wallet. Today’s extraordinarily low interest rates have created...
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4 Financially Awkward Questions

4 Financially Awkward Questions

Retirement & Longevity
Though you can ask your advisor anything, some topics are harder to bring up. In an age when you can...
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Weekly Inspirational Quotes
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Laying the Groundwork for Tax Season

Laying the Groundwork for Tax Season

Tax Planning
Smart moves at the beginning of tax season can help get your financial house in order. Contrary to popular belief,...
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The Realities of Remarriage

The Realities of Remarriage

Family & Life Events
A new union can and should change your financial picture. For a variety of reasons, second (or third) marriages are...
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Learn to Make Happiness a Habit

Learn to Make Happiness a Habit

Lifestyle & Technology
A habit of contentment can lead to a lifetime of joy. We anticipate the upcoming weekend, the next promotion, the...
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Did You Know 529s Are Powerful Estate Planning Tools?

Did You Know 529s Are Powerful Estate Planning Tools?

Estate & Giving
Most of us associate 529 accounts as college savings vehicles. They’re flexible, allowing you to transfer assets to anyone, including...
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Which Wellness Perks Do Employees Value Most?

Which Wellness Perks Do Employees Value Most?

Business Ownership
Consider the value in offering your team a few thoughtful, low-cost perks. A recent survey from FutureWorkplace and View says...
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“American Rescue Plan” Includes More Payments to Families

“American Rescue Plan” Includes More Payments to Families

Economy & Policy
If passed, the package means families of four with household income below $150,000 will receive at least $14,000 in federal...
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How to Help Mitigate the Negative Impacts of Market Swings

How to Help Mitigate the Negative Impacts of Market Swings

Markets & Investing
Review how to better prepare your portfolio for a downturn – and how to potentially take advantage of one when...
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Check These Financial To-Do’s off Your Spring Cleaning List

Check These Financial To-Do’s off Your Spring Cleaning List

Retirement & Longevity
Mark your calendar with important deadlines for taxes, savings account contributions and required minimum distributions. Schedule some time to check...
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Women’s History Month

Women’s History Month

Family & Life Events
In honor of celebrating Women's History Month. Joan Bowers shares her story on how one woman impacted her life and...
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January 2021 Newsletter

January 2021 Newsletter

Office News & Announcements
Read the January newsletter.
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7 Tips for Financially and Emotionally Navigating a Divorce

7 Tips for Financially and Emotionally Navigating a Divorce

Family & Life Events Lifestyle & Technology
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3 Ways to Help Loved Ones During Uncertain Times

3 Ways to Help Loved Ones During Uncertain Times

Estate & Giving Family & Life Events
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Spark Meaningful Family Conversations During the Holidays

Spark Meaningful Family Conversations During the Holidays

Family & Life Events
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“No Kids” Shouldn’t Mean “No Estate Plan”

“No Kids” Shouldn’t Mean “No Estate Plan”

Estate & Giving
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Strategies for Keeping Your Beloved Home Within the Family

Strategies for Keeping Your Beloved Home Within the Family

Estate & Giving
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Who Should You Choose to Execute Your Estate?

Who Should You Choose to Execute Your Estate?

Estate & Giving
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12 Financial Resolutions for 2021

12 Financial Resolutions for 2021

Retirement & Longevity
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Don’t Allow Boredom in Retirement to Get the Best of You

Don’t Allow Boredom in Retirement to Get the Best of You

Retirement & Longevity
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Review Retirement Plan Contribution Limits for 2020

Review Retirement Plan Contribution Limits for 2020

Retirement & Longevity Tax Planning
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Start the New Year With an Organized Outlook

Start the New Year With an Organized Outlook

Retirement & Longevity Tax Planning
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Strategies for Paying an Unexpected Tax Bill

Strategies for Paying an Unexpected Tax Bill

Tax Planning
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Easy Ways to Add a Little More Joy to Your Day

Easy Ways to Add a Little More Joy to Your Day

Lifestyle & Technology
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Create a Workspace That Energizes

Create a Workspace That Energizes

Lifestyle & Technology
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Market and Policy Impact of Georgia Election Results

Market and Policy Impact of Georgia Election Results

Economy & Policy
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Year-End Tax Tips for Businesses

Year-End Tax Tips for Businesses

Business Ownership Tax Planning
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NAVIGATING YOUR FINANCIAL PATH

Along with challenges, the market also brings new opportunities – you just have to know where to look and when to
take action. Over the years, we’ve helped clients navigate through challenging times with purpose and confidence
toward their financial goals, and I’m here to help you, too. We can offer you an array of personalized financial services,
support and guidance that can help make a positive difference in the pursuit of your financial goals.